With contributions made during childhood, the account grows for decades through compounding and tax-advantaged accumulation.
By adulthood, the child may have: College funding, A down payment on a home, Business startup capital, Retirement savings already in motion
And unlike traditional college plans, the funds can be used for anything with no penalties or government limitations.
Schedule your strategy session and design a generational plan built to last.
We structure MDB accounts using advanced policy design, ensuring efficient cash value growth and long-term benefit.
Our role is to guide not sell so you understand every decision with complete clarity.
Policies are aligned with your financial situation, goals, and desired legacy footprint.
These accounts give future generations something most parents wish they had themselves
It’s a legacy-focused plan for children or grandchildren that builds permanent life coverage and tax-advantaged cash value from an early age.
Funds can typically be accessed once cash value has accumulated, providing flexibility for education, emergencies, or other financial needs.
Because it’s a life insurance policy, it generally has minimal impact on financial aid eligibility compared to savings or investment accounts.
No! The cash value grows based on guaranteed interest or indexed performance without the risk of market loss.
No! Contributions are flexible, and the policy can continue growing even if payments are reduced or stopped, depending on the plan design.
